this forum really shows you the disparity in disposable income between the different countries.
1- I'm single without children, easier for me I know
2- I prefer having an old car I can repair 75% by myself than a new one I can't do anything on it and would cost way more to maintain. When I was living in a bigger city, I had no car, only public transportation for less than 10€/month.
3- I don't smoke
4- I don't eat processed foods, only raw veggies and fruits I cook by myself, meaning I'm vegan. When you cut on meat and processed foods, everything's cheaper. It's Europe I know... fruits and veggies are way cheaper here than in the US. Plus, we can trust the farmers who produces those fruits and veggies.
Because there are norms and people that are paid to verify if those norms are well followed. Yeah, I know, many americans hate food norms, and after that they don't understand why their country is full of obese people having to pay for their healthcare bills, having to cross the canadian border to get an insulin treatment at a decent price.
--> insulin 1 standard unit in France: 8€, but it cost nothing to you because of the universal healthcare
--> insulin 1 standard unit in Canada: 10€, you have to pay it full cost
--> insulin 1 standard unit in the US: 98,70 USD. Nuff' said.
Even if a type II diabete would cost me nothing, I still prefer eating healthy.
5- I don't drink neither nor go to pubs nor cafés nor restaurants, only for business --> gigs I play for my living
6- being a french auto-entrepreneur for the music lessons I offer, I pay taxes, still depends on social aids with an activity bonus, means on good months I live with 900 to 1000 €, bad ones it can be 700/800€. You'll tell me "hey you're rich compared to someone living in a third world country !" maybe... I'm probably even richer than an american that can't have any health issue or it would mean bankruptcy, even if he lives with twice more money than me.
And that's probably why so much americans now are leaving the US to stay in Europe. They love the socialist universal healthcare system, and they understand you don't need so much money to live a good life. My house insurance cost 9.75€/month, car insurance 40€/month, my bank... 3€/month, telecoms 29€ for internet and 7€ /month for my mobile phone, electricity 30€/month, my appartment with charges for heating and water 235€/month = 323 €/month + 100 to 150€ for food/month, 25€ for gas in the car = more or less 500€, means I can save sometimes 200€ euros/month, even more on good ones when I work more. No mortgage, no loan, nothing. Those are traps.